Who regulates lending in Ghana
Industry Information

Who regulates lending in Ghana

Lending in Ghana is watched over by a network of institutions, each handling different types of lenders,

BNPL vs. traditional lending: What works best in Uganda?
Lender information

BNPL vs. traditional lending: What works best in Uganda?

Choosing between BNPL and traditional loans really comes down to what you need and when. They operate under different models, offer distinct benefits, and carry unique risks.

How to get a student loan in Ghana
Borrower information

How to get a student loan in Ghana

A degree doesn’t guarantee success. But it gives you a fighting chance. So if money is the only thing standing between you and your education, don’t be afraid to explore your options.

A deep overview of consumer credit in Tanzania
Industry Information

A deep overview of consumer credit in Tanzania

This report reviews (year-by-year) the data (2019–2024) on formal credit flows, borrower profiles and defaults, and consumer lending trends

A report on how direct debit works in Tanzania
Industry Information

A report on how direct debit works in Tanzania

This report reviews the regulatory framework, technical design, market players, and trends for direct debit in Tanzania (2019–2024), drawing on BoT publications, industry reports, and expert commentary.

BNPL vs. Traditional loans : What works best in Ghana
Borrower information

BNPL vs. Traditional loans : What works best in Ghana

Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.

What lenders in Ghana should look for in a loan management software
Lender information

What lenders in Ghana should look for in a loan management software

Whether you're running a small credit business or a fast-growing digital lender, your software shouldn't hold you back.

5 reasons why debit cards don’t work for loan collections in Ghana
Lender information

5 reasons why debit cards don’t work for loan collections in Ghana

Relying on debit cards for loan repayments in Ghana might just be a fast track to rising defaults and frustrated borrowers. Here’s why debit cards simply don’t work well for loan collections in Ghana.

How to get travel loans in South Africa
Borrower information

How to get travel loans in South Africa

But something has been shifting. More and more South Africans are finding creative ways to make travel happen, saving in group stokvels, booking off-season, or, increasingly, taking out travel loans.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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3 African countries making progress in Open Banking
Industry Information

3 African countries making progress in Open Banking

Right now, your bank holds all your financial data: how much you earn, what you spend, your loan history, and more. Open Banking changes that.

Open banking in Africa: Continental progress made as of 2025
Industry Information

Open banking in Africa: Continental progress made as of 2025

In London or Sydney, open banking was about breaking up bank monopolies. In Africa, it’s about building the pipes. Basic ones. The kind that lets people send money, access credit, or even check a bank balance without friction. Here, open banking isn’t just a policy play, it’s a workaround. A way to fill gaps that […]